Testnet
live testnetFree
foreverAll features. No caps. Testnet tokens only.
- Unlimited invoices
- On-chain receipts
- Cashout simulation
- Reputation scoring
- Multi-chain receive
- Community support
Pricing
No monthly fee. No setup fee. No per-seat fee. No undisclosed FX markup. During testnet every feature is free.
Free
foreverAll features. No caps. Testnet tokens only.
1.0%
of settled volumeFlat on settled volume. No monthly fee. Partner-payout fees passed through.
Custom
volume-tieredFor platforms reselling Klaro or LPs running large payout networks.
Klaro is not a bank. Mainnet payout fees, limits, and settlement times depend on the licensed partner in each corridor.
Compare tiers
Same product across tiers. The differences are operational — limits, support response, retention, and audit posture.
| Feature | Testnet | Standard | Scale |
|---|---|---|---|
| Per-invoice fee | Free | 1.0% of settled USDC | Negotiated |
| Cashout fee (Klaro) | 0.3% withheld on-chain (fiat payout simulated) | 0.3% + LP spread | Negotiated |
| Monthly minimum | None | None | None |
| Per-seat fee | None | None | None |
| Supported settlement assets | USDC, EURC (Arc testnet) | USDC, EURC (Arc mainnet) | USDC, EURC + new corridors on request |
| Cross-chain receive | CCTP V2 + App Kit | CCTP V2 + App Kit | Same + private routing rules |
| Webhook delivery | HMAC + retries | HMAC + retries + DLQ replay | Same + custom delivery SLAs |
| ERP sync | Tally / Xero (read-only beta) | Tally / QuickBooks / Xero / Zoho | Same + custom mapping |
| Dispute support | Self-serve console | Operator-assisted · 4h response | Operator-assisted · 1h response |
| Audit log retention | 90 days | 2 years | 7 years |
| SOC 2 evidence pack | Public Trust Center | Public Trust Center | On-request, NDA-gated |
| Support channel | Community + email | Priority email + Slack Connect | Dedicated Slack + 24×7 on-call |
Scroll horizontally to see all tiers.
FAQ
After the external security audit completes and Arc mainnet deploys. Until then invoices settle free on testnet; the cashout flow already withholds Klaro's 0.3% fee on-chain (its fiat payout leg is simulated).
USDC that moves through InvoiceEscrow and reaches the vendor's wallet. Refunded, disputed, and held amounts are excluded.
No. The 1% mainnet fee is the only charge. No monthly minimum, no per-user pricing, no hidden FX markup.
LP spread and Klaro's 0.3% cashout fee are separate from the 1% invoice fee. Both are shown before you confirm the cashout, and the published spread for every corridor is live on /product/cashout.
Yes. Testnet is free and unlimited. Create invoices, simulate cashouts, and test the full flow without spending anything.
The Scale tier is custom-priced. Email sales@klaro.so with your expected monthly volume.
No credit check. No US bank required. No waitlist. Klaro testnet is free for everyone. Sign up with Google or email, plug in your ERP, issue your first invoice in 90 seconds.